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Statement Of Account
Statement Of Account
Easily track your EMI payments and loan repayment schedule with the Credit Saison India App. Stay informed about due dates, manage your finances better, and avoid penalties with timely reminders – all in one place.
Step-by-Step Guide: How to Check Your Statement of Account in Credit Saison India App
Login & Access ‘My Loans’
Open the Credit Saison App and log in securely using your mobile number and credentials. Navigate directly to the “My Loans” section on the dashboard.
Choose Active Loan Account
From the list of your active loans, select the specific Loan Account (e.g., LNS12345) for which you need the Account Statement.
Go to ‘EMI details’ and Tap on ‘Loan documents’
Within the Loan dashboard view, tap on the “Loan documents” option. This immediately loads your Account Statement.
Choose ‘Loan Documents’
In the overview section, go to ‘Loan Documents’ to see the account statement.
Frequently Asked Questions (FAQs)
How can I download my Statement of Account (SOA) instantly?
Your detailed Statement of Account (SOA) is instantly available for download, anytime and anywhere, within the Credit Saison India App.
Log In: Use your registered mobile number to securely log in.
Go to My Loans: Select your active loan account.
Find Documents: Navigate to the “”Documents”” or “”Payments & Docs”” section to view and download your SOA in PDF format.
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Is there a charge for requesting and downloading my Statement of Account (SOA)?
No. Credit Saison India provides easy and free access to your monthly and historical Statements of Account (SOA) through the mobile App.
Free Download: You can download the SOA multiple times from the Credit Saison India App at no cost.
Avoid Physical Request Fees: Use the App’s self-service feature to instantly get your statement without waiting or incurring potential charges associated with physical copies.
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What details are included in the Statement of Account (SOA)?
The Statement of Account provides a comprehensive history of your loan transactions. It typically includes:
Loan Details: Original Loan Amount, Interest Rate, and Tenure.
Transaction History: Date, amount, and type of every payment (EMI, Part-Prepayment).
Balance Breakdown: Opening and Closing Principal Balance for the statement period.
Charges: Any penalties or dishonour charges applied.
You can view all these details in the document available in the Credit Saison India App.
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I need a copy of my Sanction Letter and Loan Agreement. Where are they?
The original documentation related to your loan is securely stored and accessible via the App.
Access Loan Documents: Log in to the Credit Saison India App, select your loan account, and navigate to the “” Loan Documents”” section to download the original Agreement Letter, Sanction Letter, and other key paperwork.
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What is a No Objection Certificate (NOC), and how do I get it after loan closure?
The No Objection Certificate (NOC) is the official document confirming that you have fully repaid your loan and Credit Saison India has no further claim.
Post-Closure Document: The NOC is generated after your loan account is successfully closed. You can usually download the NOC directly from the “”Documents”” section for the closed loan in the Credit Saison India App.
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How long does it take to get the SOA/Interest Certificate via the App versus email?
Accessing documents via the App is the fastest method.
Instant Access: Documents downloaded through the Credit Saison India App are available instantly (within a few seconds).
Avoid Delays: Requesting documents via email or other channels often involves a manual processing time of 1-3 business days. Use the App for immediate access.
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What is the main purpose of a statement of account?
The main purpose of a Statement of Account is to summarize transactions between a seller and buyer, providing clarity on outstanding balances and payment histories.
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Is a statement of account a legal document?
While a Statement of Account is not typically considered a legal document, it can hold legal significance in financial disputes as it outlines transaction histories.
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Can a statement of account include overdue invoices?
Yes, a Statement of Account can and should include overdue invoices to provide a comprehensive overview of what is outstanding.
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One Place
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score damage with automated, personalized notifications.
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Anytime
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