Take the First Step Toward Home Ownership

Our Home Loan is designed to make housing accessible for everyone, offering flexible repayment options and customer-first support throughout your journey.

Key Features and Benefits of Home Loan

Loan up to ₹50 Lakhs

Raise funds to build, buy or renovate your dream house.

Upto 20 Years Tenure

Tailor your loan tenure comfortably, choosing from 1 to 20 years

Attractive Interest Rates

Benefit from competitive rates, starting at just 10% per annum

Hassle-free Application

Seamless and user-friendly application with minimum documentation

Home Loan EMI Calculator

Utilise our Home Loan Calculator for personalized insights into your loan preferences, monthly instalments, and optimal repayment plans.

Your Monthly EMI:

₹0

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Eligibility Criteria

Documents Required

1
Age
2
Take Home Salary
3
Work Experience in Current Job
4
CIBIL Score
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Charges

The table below shows the general charges for Home Loan

Transactions

Charges Levied

When Payable

Frequency

Charges

(in ₹ Or in % as may be applicable)

Login Fees

Processing Fees

At Application

Once

Upto ₹10,000 + Taxes per collateral offered

(Non –Refundable)

Processing Fees

Processing Fees

Prior to Disbursement

Once

Upto 3% of Loan Amount or ₹10,000 whichever is higher + taxes

(Non-Refundable)

Click here  for a detailed breakdown of fees and charges applicable to Home Loan.

Check Your Eligibility

Apply Now

Thank you for connecting with us!

We appreciate the time you've taken to reach out to Credit Saison India regarding your home loan needs. Your inquiry is important to us, and we are eager to assist you on your financial journey.

Our dedicated team of experts is reviewing your application and will reach out to you shortly.

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Frequently Asked Questions (FAQs)

Can I get a home loan approval without choosing a property first?
Can I transfer my existing home loan from another bank or housing finance company to Credit Saison India?
Is it possible to get additional funds on my current home loan?
Is a co-applicant required for a home loan?
Do I need to submit all original property documents to Credit Saison India?
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Credit Saison India is the trade name of Kisetsu Saison Finance (India) Private Limited (CIN: U65999KA2018FTC113783), a non-banking finance company (NBFC) registered with the RBI.


Registered Office Address:
IndiQube Lexington Tower, First Floor, Tavarekere Main Rd, Tavarekere, S.G. Palya, Bengaluru, Karnataka 560029

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© Kisetsu Saison Finance (India) Private Limited 2025.